WAVERLEY NISSAN

FINANCE

Finance made smart and simple at WAVERLEY NISSAN

Financing your new vehicle through Nissan is straightforward and designed to get you on your way with the minimum of fuss.

FINANCE & INSURANCE​

At Nissan Financial Services we are committed to providing you with a comprehensive and highly competitive range of innovative solutions for your personal or business needs.

Nissan Financial Services is dedicated to offering finance solutions for both you and your vehicle.

We are dedicated in assisting you to find your ideal finance solution. Our expertise and consistent first class service will ensure that the process of financing your new vehicle will be every bit as pleasurable as driving it.

Nissan Financial Services Australia Pty Ltd ABN 70 130 046 794
Australian Credit Licence Number 391464

FLEXIBLE CONSUMER LOANS

Our consumer loan is the ideal choice when your vehicle is predominately for personal or domestic use; with convenience and flexibility in mind we offer individual assessments which are easy and fast, offering you:

A personally tailored loan with a choice of term 1-7 years(1)
Payments fixed at a competitive interest rate for the term of the loan, giving you the peace of mind and protection against risks associated with adverse market interest rate fluctuations; and
Convenient and flexible payment options that allow you to make extra payments(2), which may save you money by reducing the total interest payable(3)

(1) Subject to Nissan Financial Services lending criteria
(2) Early Termination Fees may apply
(3) Information provided is of a general nature only, it does not constitute, nor should be considered to constitute, legal tax or financial advice. Prior to making a decision about any products or services as described, please consult with your own independent legal tax or financial advisor who can provide you with specific advice pertaining to your personal circumstances.

FINANCE ENQUIRY FORM

FINANCE CALCULATOR

Results:

* The calculations performed and the results provided by the calculators on this website are estimates only and should be treated as a guide. The calculations and information provided using the calculators should not be your only source of information and advice when making financial decisions. For a quote or to apply for finance please contact us.

Financial Services

Salary Packaging refers to individuals who are employed by Business and Organisations but who have the opportunity to select the vehicle of their own choice.

These employees will select one of the following three routes to purchase their vehicle:

  • Commercial Loans

    A three way relationship between an employee, a finance company and an employer. An employee will be given a budget to choose a vehicle by the employer, a finance company will purchase the vehicle on their behalf and the employer will pay the monthly cost. If the employee leaves the company, the monthly cost of the vehicle reverts to the employee.

  • Salary Sacrifice

    An employee sacrifices part of their salary in exchange for the cost of financing a vehicle.

    Both of the above examples may offer a tax efficient way to finance a new or second hand vehicle*.

    *Information provided is of a general nature only, it does not constitute, nor should be considered to constitute, legal tax or financial advice. Prior to making a decision about any products or services as described, please consult with your own independent legal tax or financial advisor who can provide you with specific advide pertaining to your personal circumstances.

  • Car Allowance

    An employer will give their employee additional income to purchase a new vehicle. An example could be a building contractor who rather than purchase a vehicle themselves gives the employee a monthly allowance towards the cost of the new vehicle.

    Northern Nissan recognises all of these Salary Packaging types as Fleet Customers.

    Salary Packaging customers qualify for National Fleet Pricing.

    If you qualify for a car allowance, speak to us about finance offers available to you.

  • Novated Lease

    This product is similar to a finance lease and is predominately used as a Salary Packaging tool in conjunction with a Novation Agreement, allowing the employee to drive the vehicle of their choice. The Novated lease specifies that the employee (lessee) assumes the responsibility for lease payments from their pre-tax salary.

    The employee enters into a finance contract with Nissan Financial Services and the employer and employee simultaneously enter into a Novation Agreement with Nissan Financial Services, under which the lessees obligations are transferred to the employer who then pays the monthly rental usually from the employee’s pre-tax income. 

    If the employee changes their employer, payment obligation automatically reverts to the employee, the employee may be able to re-novate with the new employer.
    A Novated Lease offers:

    • Fixed repayments with choice of term and vehicle(1)
    • Possible tax benefits even though the vehicle may be predominately for private use(2)

    (1) Subject to Nissan Financial Services lending criteria
    (2) Information provided is of a general nature only, it does not constitute, nor should be considered to constitute, legal tax or financial advice. Prior to making a decision about any products or services as described, please consult with your own independent legal tax or financial advisor who can provide you with specific advice pertaining to your personal circumstances.

    Northern Nissan recognises all of these Salary Packaging types as Fleet Customers.

    Salary Packaging customers qualify for National Fleet Pricing.

    If you qualify for a car allowance, speak to us about finance offers available to you.

  • Business Line of Credit

    Nissan Financial Services is able to provide a credit limit based on your business’ total vehicle requirements. This streamlines the approval and vehicle acquisition process. All you have to do is purchase vehicles as your business requires, within your pre-set approval limit.